Let your friends and family know what youre borrowing the money for. Its their money, after all, so they have a right to know. Mom and Dad may be willing to float you a loan to cover emergency medical bills, but may not be so happy to pay for a ski vacation. Keep It Small. Dont ask friends and family for more a quick loan they can really afford to lend.
Likewise, dont borrow more than you can afford to pay back.
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