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Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law. WhiteRockLoans.
This is an expensive loan; of course, but the customer service is excellent and the reps are extremely professional, yet pleasant and personable. Review the website and you'll agree there aren't hidden fees.
The reps are "very up front" and knowledgeable. Totally satisfied with my experience so far. Just saying. One of the BEST lenders, period.