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You also have to consider the cost implications of the loan term as the longer the term, the lower the monthly payments but the higher the total cost. For example, lets say you borrow £3,000 over three years at 7. The monthly payments would be £93, so you would pay total interest of £348. If you extended the term to five years, the monthly payments would drop to £60, but you would pay £600 in total interest.
Credit record. The interest rates on personal loans depend partly on the loan amount and term. But lenders also assess your credit worthiness, usually by looking at your credit file.
Sucursales en esta zona. Nix Neighborhood Lending - 11. 2855 S. Crenshaw Blvd. Los Angeles CA, 90016. (323) 733-0941, (323) 735-6488 (fax) Nix Neighborhood Lending - 14. 1800 W. 6th St. Los Angeles CA, 90057.
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