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Secured california cash loans named because each loan is secured by a borrowers collateral. Usually the item put up for collateral is specified when the loan begins. Other types of collateral are required by the type of loan. (Mortgages, for example, are always secured using the borrowers home as collateral.
) From a lenders perspective, loans secured by collateral are less risky. Borrowers are more likely to pay if their personal property is at stake. As a result, secured loans tend to come with lower interest rates.
And borrowers are usually able to take out higher amounts of money with a secured loan. Unsecured loans do not require any collateral.
Ask a friend or family member for help, go to social services for a list of organizations that help if it's for a bill, or the food bank, if it's food you need.
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