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Cash 2u payday loans richmond va

Lien fees: Many lenders charge fees for processing and placing a lien on a car owners car. Some lenders only offer lien-free title loans. Roadside assistance program fees: Some lenders offer a roadside assistance program for people who have a title loan, and many companies require this program, charging a fee for it.

Finance fee: Payday lenders charge a finance fee upfront, which you include on your post-dated check. If you roll your loan over for an extended period, you will be charged this initial finance fee cash 2u payday loans richmond va an additional finance fee. The fee will continue to grow until you finally pay off the full amount of the loan.

Interest rates: Lenders are required to tell borrowers the exact APR being charged to the loan before the borrower agrees to the terms of the loan. Extra requirements. All title loan borrowers must repay the amount of money they owe, pay interest, surrender their car title and pay fees.

Cash 2u payday loans richmond va

Still, sometimes you will need to fax additional documents. If you are approved and wish to go ahead with the loan, you will be required to provide details for a basic checking account where the money can be deposited and the repayments taken.

During the working week, you can expect to see the funds in as fast as the next business day. Loan Terms. Just like any other form of credit you do not have to accept an offer if you do not agree to the terms or have simply changed your mind. Before signing the agreement it is important that you go through these terms and make sure you fully understand them and decide whether the loan truly suits your financial situation.

Remember that on top of the principal amount borrowed you will cash 2u payday loans richmond va be paying an Annual Percentage Rate of interest (APR).

Cash 2u payday loans richmond va

In the course of reporting a story earlier this year, I logged on to a site called eTaxLoan. com and filled out an application. I asked for 500 and, to be safe, I made up an address, a name (Mary) and a Social Security number.

The site asked for more sensitive stuff - a bank account number and a routing number - and I made that up, too. In spite of the made-up information, in less than a minute, I got a response. "Congratulations. Tremont Lending has been selected as your lender and you have been pre-approved for a loan up to 750. " If I wanted to borrow 750 for a week, I would have had to pay 225 in interest.

Cash 2u payday loans richmond va

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Cash 2u payday loans richmond va