You can contact your lender for more information about its specific policies. Impact on Credit Score. Lenders are within their rights to file reports with the three major credit bureausвЂExperian, Equifax and TransunionвЂif you fail to repay your loan. This negative remark will lower your credit score and may cash advance before filing bankruptcy it impossible for you to obtain short term loans or other forms of credit in the future.
However, once you have repaid your debt to your lender in full, this will be reported to the credit agencies and the negative remark will be removed from your credit history. Some of the lenders in our network participate in what is known as automatic loan renewal.
Simply put, if your loan is beyond a specific amount of time past due, your lender will rollover your loan.
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Loan Periods as offered by Registered Credit Providers. Minimum period offered by registered credit provider(s): 12 Months Maximum Period offered by registered credit provider(s): 84 Months Loan Types: Secured Loans, Unsecured Loans, Cost of credit and Application Requirements. Our financial service(s)credit provider(s) offer between R1000 and R100 000,00 loans and are the best method of attending to an unforeseen financial event. Repayments are also tailored to suit your budget and your personal needs, they are also dependent upon your affordability and credit criteria.
To apply for a loan you must, be a South African citizen or a permanent resident and 18 years or older with a valid identity document, earn a minimum of R1500 per month, have proof of your current residential address and your own a bank account into which your salary is deposited. Were Committed To Service, Speed Security. Connect with a Helpful Lender. We commit to connecting you with an approved lender. We also made the process simple. No need cash advance before filing bankruptcy visit hundreds of websites and fill out numerous paperwork.
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Our services are all about helping you manage a short-term financial need. We do this by lending you a small amount of money, which you will repay the next time you get paid. Fast Easy Approval. With our service, you can receive notice of your eligibility instantly. Upon proper verification, your loan amount would be approved followed by immediate access to your money.