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There are also some large lenders out there that offer lot loans including Wells Fargo and 5th Third Bank. You might want to check out their web sites to see if they might have a product that might work.
Solutions for Financing Lot and Land Loans: You may want to consider doing a cash-out refinance or equity line of credit on your primary residence to finance the lot.
If this option is economically feasible, you may end up with a lower rate and payments, and a more extended payment term than you could not get with a traditional lot or land loan.
Speak with your local bank cash advance saskatoon credit union. Some local lenders still offer lot loan financing because they will portfolio the loan.