The employees are not trained, they don't have a clue regarding anything they are doing and most seem to be on some power trip. I lost my vehicle because of some idiot named Walter. This company will lie and cheat to cover up their mistakes so make sure you document everything and can supply proof because if you don't you won't win, even if you're the honest one.
I filed a complaint with the Attorney General's Office, who current personal loan interest rates in axis bank it to the Department of Business Oversight, the department who license this God awful company. In response, City Loan tried to say I never call the office or I "went silent", but I got copies of all my phone records, the dates, time and length of each call. Liars. Then City Loan tried to say that this "Walter" was my account manager - he wasn't. According to all my paperwork, Erica was my account manager, and the person I communicated with most.
Nowhere in our email communications did it say she was no longer my account manager or I could only speak to this Walter.
In order obtain an FHA-insured mortgage, you must be a United States citizen and a resident of the area in which you will be signing the mortgage documents. Reserve Requirements. Reserves are the savings you will be left with after your down payment and closing costs. One months reserve is equivalent to one months mortgage payment (principal, interest, taxes, insurance and mortgage insurance). Assume a 200,000 mortgage with a rate of 3.
875 (4. 275 APR). The following numbers are being used simply for this example; this does not reflect your mortgage scenario. Principle Interest: 940 Tax: 200 Insurance: 50 Mortgage Insurance: 100 Total Payment: 1290. One Months Reserve: 1290.
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