The Discover personal loans 3 5 days Advance lending product was in the pipeline before the recession came along, so when we launched in 2009 the market was ready and in need of it. In fact, PDA took off at such a rate there wasnt enough cash in-store to keep up with demand.
We partnered with FNB who had just launched their e-wallet to retain the convenience of cash loans for customers, but without the risk of actually carrying it. Now we load e-wallet debit cards which can be used just 15 minutes after the loan is granted. From there customers can use any POS around the country or draw money at the ATM, Mukheibir explains.
Instant cash advance though were conservative with developing and implementing lending products, were always developing lending products to roll out across the network. In fact, Cash Converters is soon to launch its 1 2 3 Loan, which is unsecured micro-lending of up to R2 000 and repayable over three months. Explaining high growth. When we opened the first store in 1994, we took two years to learn the complexities of the business before we felt ready to franchise.
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