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Contact Hunter Stuart at hunterhuffingtonpost. com or 212-402-7149. Update, January 21, 2015: Lisa McGreevy, Get loan in cash of the Online Get loan in cash Alliance, emailed HuffPost an extensive response to this article. She reiterated the stance of the OLA representative in the story, that state laws about online lending are unclear and that most online lenders don't operate in states "where jurisdiction is in question. " Among her other points: "The article relies citibank personal loan australia on a Pew Charitable Trust study regarding online and storefront lending that is based on research conducted in 2011, which preceded changes by many online lenders in response to industry guidance from the FTC.
In short, the study does not reflect how legitimate online lenders conduct business today. We do, however, agree with a number of the conclusions in the Pew report, including the need for more fraud protection and strong, clear federal guidelines for small-dollar loans. "OLA and its members abide by a strict set of industry best practices that Pew referenced positively in its study.
OLA companies use sophisticated underwriting analytics to ensure customers are willing and able to repay. Defaults arent good for the lender or the consumer.