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If approved, your cash is available within one to two business days. 1,2 It is a "short-term" loan because the balance is due the following payday. "Long-term" loans, typically provided by a banking institution, are a better choice when you need a larger amount of money, and you know you cannot pay it back for a while.
Be aware, however, that most long-term loans will require that you undergo a rigorous application process, and it may take several days to weeks to obtain your cash.
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This simplifies the application process and provides another alternative to credit cards. Long-term lenders usually require a traditional credit check.
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If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.