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This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and imoney bank islam personal loan federal laws while being immune from state law including usury caps.
If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.
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Any lender who guarantees that youll qualify before evaluating your information is probably bad news. Upfront fees. Its against the law for lenders to charge you simply for filling out an application. Lots of uninitiated contact. Be careful if youre getting constant mailings or calls from a certain company.
Legitimate lenders dont need to hound potential customers. Fishy-sounding names. Some unscrupulous companies will closely copy the names of legitimate lenders to profit from their better reputations. Make sure youre really doing business with the right company. Pushy requests for personal information.