You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. WhiteRockLoans.
To compare the interest for two different loans, hit COMPARE. Interest calculator. Compare Play Reset. What is APR. Payday loans: check the costs. Advertised monthly costs may seem low, but annual rates are significant Loans are quick but customer service can be poor. The Financial Ombudsman receives more than 50 complaints about payday lenders every month Other lenders like banks or credit unions may offer a better deal. Here are ten things to check before you take out a loan.
APR stands for A nnual P ercentage R ate.
California consumers should contact the Department of Business Oversight to check on the licensing of companies, investments or other financial services they are considering by visiting the financial services licensee listing or prepayment personal loan the Department's toll-free Indian overseas bank personal loans Services Office at 1-866-275-2677.
082313 - The Department of Business Oversight has issued a consumer bulletin on unlicensed online lending. The Department warns potential borrowers to take extra caution when dealing with unlicensed Internet payday lenders who fail to obtain a license with the Department of Business Oversight, evading state laws and regulations designed to protect consumers.
The Alert provides advice and contact information to report unlicensed lenders. The bulletin can be found here. 081313 - EZ CASH, ezpaydaycash. net, Stephen Rogers, Roger Stephens and other individuals The California Department of Business Oversight (DBO) has been notified that a company calling themselves EZ Cash, with the website ezpaydaycash.
net, purports to hold a California license CTICC License CACL0630809 and to be an internet money lender licensed and operating pursuant to CACL 63-8-9 et.
This service is not available in all states. The residents of Arkansas, New York, Vermont and West Virginia will not be able to use the service of the website.