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Ideally you wont have to actually move any money out for your 401ks, instead just use it as proof of reserves. Your broker should know best how to structure the loan knowing who has what assets available. Not sure why you would want to mess with your retirement to pay your insurance bill. Maybe theres a better way to get cash, such as a lender credit to pay for someall of the closing costs instant personal loan exchange for a slightly higher mortgage rate.
Colin, I have no debt, hence no credit score. My husband has no debt but still has a credit score of 746.
We are building a new 328,000 home and have been pre-approval. I make 86,000 a year husband 77,610.