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Do all lenders perform a credit check. In some cases, lenders may not perform a credit check at all. This is especially true for payday loans and short-term installment loans. Instead of checking your credit, they emphasize your income verification. Credit checks can be an important part of the loan application process, but not always. It really depends on your lender and the type of loan you need.
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Only the approving lender may give you your loan terms. By law, in Canada and the United States, the payday lender must provide the APR before you enter into any loan agreement.
The owneroperator of this site is not a payday lender, loan broker or agent for any lender or loan broker.
We do not have access to the particulars of your loan. Private Loan Shop facilitates the communication between yourself and eligible lenders.
It is important to note that not all advance lenders can provide up to 1,500 and there is no guarantee that you will be accepted as approval depends entirely on your application details. The Implications of Non-Payment | In the case that you do not repay your loan on or before the loan due date, your loan will be considered delinquent and will be subject to a fee defined by the lender.