The maximum annual adjustment of the interest rate for a loan, upward or downward, is one percent. Mortgagee: A lender or creditor who holds a mortgage or Deed of Trust.
Mortgagor: A borrower who is obligated to pay on a mortgage or Deed of Trust. Net Income: The monthly salary paid to a borrower after deducting any Federal andor State payroll taxes. Notice of Completion : Documentation, typically from a termite company, stating that required repairs have been completed.
Sometimes called a clear termite report. May also refer to work completed by a contractor for other, non-termite related work done on a property. Office of Loan Programs (OLP): Located within the Office of the President's Capital Asset Strategies and Finance Department, the Office of Loan Markette savings bank personal loan is responsible for the design, delivery and management of housing assistance programs for recruitment and retention of faculty and senior managers.
PAF : An acronym for Personnel Action Form, referring to a campus generated document verifying an applicants employment data (salary, title code, start date, etc.
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