Sun Loan Company personal loan amounts typically range from 2,000 to 5,000. Your actual rate depends upon loan amount, loan term, credit usage and history and will be agreed upon between you and the lender.
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APRs depend on multiple factors, including the lenders requirements and offers, your credit worthiness, your state of residence, and the type and term of the loan you request. You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process. The APR on a short term loan can range from 200 to 2,290 depending on how the APR is calculated (nominal vs.
effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on. See a Representative Example. Borrow 200 for 14 days with a 30 to 60 lender fee. Your estimated APR is 391 to 782 Calculation: (lender fee loan amount) x (amount of days in a year duration of the loan) x 100 Low End of Range: (30 200) (365 days 14 online payday loans knoxville tn x 100 391.
07 High End of Range: (60 200) (365 days 14 days) x 100 782. 14 Payday loans are relatively expensive when compared with other loan products.
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Example: A loan of Php 160,000 has a monthly repayment of Php 6,364, payable within 36 months or 3 years when calculated at 1. 2 interest rate (15 APR). Disclaimer: A typical APR from our network of banks and lenders ranges from a minimum of 15 to a maximum of 20 with minimum loan term of 12 months to a maximum loan term of online payday loans knoxville tn months and no application fee.
The example above only includes interest and principal payments and is true only for this example. Different loan amounts via different lenders and banks within our network may result in a different comparison rate and may require an application fee.
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