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Not their problem. This seems to me like fraud. I recently checked my credit score and saw I had a derogatory account from Progressive Financial Services for 150 or so.
I looked them up and saw they were a debt collector for other companies so I didnt really know who initiated the charge. I read a lot of bad reviews about this business not upholding their end of the deal or taking forever to complete transactions. So I was fearful of calling them and getting this resolved. I ended up calling them and they personal loan interest rates citibank india me how Cox billed me for not paying a bill from 8 years ago.
They said I could pay the fee in 2 installments or pay a one time fee of 99. I was very sceptical but also relieved.
I ended up saying "I'll call back" and calling Cox to confirm and sure enough, that was the case.