Guide to getting a loan with bad credit. You might find it tricky to get a loan if you have a muddled credit history - so what are you options. Unsecured vs secured loans. It's important to know the difference between secured and unsecured loans before making any application. A guide to financial jargon. Our glossary will help you to understand the range of financial jargon surrounding these products.
Why did Lending Works decline my loan application. Lending Works assesses all borrowers for affordability and creditworthiness, in addition to verifying identities and checking fraud databases. Should we decide that the loan you have applied for stretches your finances too thinly or we find that your credit history does not meet our minimum standards, we will decline your loan.
In this case, we are unable to explain to you why we declined your loan. Instead, we recommend that you complete a personal credit search to make sure your credit history is as strong as possible. Find out more about taking out a loan with us in our Borrower Help Centre.
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The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply. Total repayments 10made up of an establishment fee of 800 and interest of 2,400. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.
How much do you need. Your total repayment will be 654. 50.