My lawyer never said anything about them being able to come after me. These loans were taken out in 2014. The payday lender lady was just plain lying. In general, they'll say anything to get you to send them money. But you really should be asking this question of your own bankruptcy lawyer. Simple Online Form Fast Access to Funds. Start Now and Get Results Fast. How It Works.
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The APR is worked out on the basis that you refinance each month for 12 months. When you take out a new loan to pay off the first one - plus any interest - the next month's interest payment is likely to be significantly MORE. That's because you'll be paying personal loans in conyers ga on the new bigger balance after a month, which includes the original loan as well as the interest you have built up.
And if you couldn't afford it after the first month, will you be able to afford even more the second month. If you repeated this compounding over 12 months by refinancing each month, all the interest you paid each month added up is equivalent to the APR. This may be over a hundred times the first month's interest rate.
The higher the monthly rate, the faster the overall cost of the loan soars which is why it's important to get the lowest rate.