Would I be able to use the amount in the ESOP profit rbl bank personal loan preclosure account for my reserve requirementS. Not sure what will happen to them, sorry to hear that happened to you.
About 2 years ago My Fiance of 6 years, (now my EX-FIANCE) and his Loan Officer conned me into lending his Parents the money for his down-payment, as a GIFT from them (10k). This money was VERBALLY AGREED UPON, by my Fiance and his Parents, that the monies I lent them, was a LOAN and NOT a GIFT. We werent to be married until a year after Settlement, and I would not have any Equity nor be on the title to the house until we were married. I asked about just adding me to the title at Settlement and I was told by the Loan Officer that it was not a good sovereign bank personal loan to do so.
I was extremely wary of this rbl bank personal loan preclosure transaction, and about 3 days before Settlement (by MUCH prodding from my Fiance and his Loan Officer), I FINALLY told my Bank to wire the money to my Fiances parents. Approx. 24 hours before my Fiances Settlement, I was then told by my Fiance that he nor his Parents could pay me back.
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