In Hillsboro, Tx 305 Coke Street. In Brownwood, TX 21… 2. GENCO Federal Credit Union. 731 N Valley Mills Dr Waco, TX 76710. From Business: Locations: 731 N. Valley Mills Drive-Waco 1500 N. Loop 340-Lacy-LakeviewBellmead 230 N. Frontage Road-Lorena 105 archway Dr.
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And the companies allegedly sold the fake loans to debt buyers, who hounded the applicants for more money, the complaint alleges. If anyone tried to contest the unauthorized transactions, the companies would misrepresent to the banks that consumers authorized the transactions, according to the FTCs complaint.
The companies even produced bogus loan applications or other phony documents as proof that people had agreed to borrow the money, should you get a personal loan before a mortgage FTC said. The FTC also charged the companies with misleading those who actually wanted the loans by misstating the real finance charges, annual percentage rates, payment schedules and number of payments. For example, instead of paying 390 for a 300 loan (as stated in the loans disclosure documents) some consumers have paid defendants more than 1,000 in automatic charges that would occur every two weeks, according to the complaint.
In a single year from 2012 to 2013, Coppinger and Rowlands companies issued 28 million in payday loans and withdrew more than 46.