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That is good advice, but what about in extreme situations, where the odds are against you. What should you do if you are short just a little cash, and it might mean the difference between a big lose and a big win.
In this situation, wouldn't it be better to get a cash advance, rather than risk a downward swing in fortune. As an example, let's look at a guy named Theodore. He's getting kicked out of his apartment in a few days, due to reasons which have nothing to do with him. His paycheck was also a little short for the third time in a row, which means his phone bill, will probably be higher, too.
On the other hand, he's found a fantastic new apartment, and this could be a big step forward for him. Right now, he happens statute of limitations personal loan virginia be about 400 bucks short on his deposit, and is considering taking out a cash loan.