Unsecured personal loans south africa much is my stuff worth. When we assess the value of the item we look at its current value but we make the pawn loan based on the resale value of the item. The type of item being pawned and its condition makes a difference in the loan value as well.
Some of the higher value loan items include: Gold, high end watches and jewellery Up to date electronics Tablets and smartphones Quality guitars and musical instruments Collectibles. These items bring higher loans, but almost any item can be pawned including household goods, entertainment systems, tools, costume jewellery, and more.
The basic rule is that if it is not illegal, and we dont have to feed it or water it, we can likely give a loan on it. How do I actually get the loan.
Making smaller payments more frequently can help your credit score because it can show youre using less of your available credit - a good thing for your credit score.
Dont use most of your available credit, even if you pay it off on time. Your credit utilization ratio - your outstanding balance vs. your total credit limit - should be no more than 30, but 10 or less is ideal, experts say. Resist the urge to close accounts. Having credit that you actually dont use is good for your score.
Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan. APR INFORMATION. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 6 up to 35. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term.
Fast Approval (2 Minutes) Open 247. Apply for a Personal Loan. Choose from Multiple Lenders. All Credit Welcome - Fast Delivery. Apply For A Personal Loan. Multiple Lenders Within Network.