I asked for 500 and, to be safe, I made up an address, a name (Mary) and a Social Security number. The site asked for more sensitive stuff - a bank account number and a routing number - and I made that up, too.
In spite of the made-up information, in less than a minute, I got a response. "Congratulations. Tremont Lending has been selected as your lender and you have been pre-approved for a loan up to 750. " If I wanted to who does small personal loans 750 for a week, I would have had to pay 225 in interest. The site said that was an annual percentage rate of more than 1,300 percent. I did not agree to take the loan. But within minutes, my phone rang (I had entered my real phone number).
How long do I have to pay back a payday loan. A payday loan is usually due on the date you receive your first paycheck after taking personal loan for motorcycle the loan. However, some lenders require that loans be repaid within 14 days, even if you get paid only once a month. Other lenders may allow you up to 35 days to repay the loan.
What happens if I can't pay back a payday loan. If you can't pay back a payday loan, the lender might automatically withdraw the funds from your bank account. If there is insufficient money in your account to cover the charge, this could trigger bank fees.
If the lender is unable to recover the amount due, your loan might be transferred to an outside collections agency, and this transfer could take place in as little as 30 days. The collections who does small personal loans could sue you for the amount due, and this could eventually result in property liens or wage garnishment.
You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.
If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Best online payday loans indiana. ATTENTION.
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